Vancity was founded in 1946 to provide financial services to people from all walks of life. Vancity is a values-based financial co-operative serving the needs of its more than 523,000 member-owners and their communities in the Coast Salish and Kwakwaka’wakw territories, with 59 branches in Metro Vancouver, the Fraser Valley, Victoria, Squamish and Alert Bay.
With $25.6 billion in assets plus assets under administration, Vancity is Canada’s largest community credit union. Vancity uses its assets to help improve the financial well-being of its members while at the same time helping to develop healthy communities that are socially, economically and environmentally sustainable.
Vancity Mortgage Rates
Vancity mortgage rates include fixed and variable rates for a number of different lengths of terms and products including new purchases, first time home buyers, refinancing and debt consolidation and mortgage renewals.
1 Year Fixed
2 Year Fixed
3 Year Fixed
4 Year Fixed
5 Year Fixed
7 Year Fixed
10 Year Fixed
Vancity Mortgage Products
Closed Fixed and Variable Rate Mortgages
Open Term Mortgages
Vancity Mortgage Options
Payment Options: Weekly, Bi-Weekly, Semi-Monthly, and Monthly
Terms: 1, 2, 3, 4, 5, 7 and 10 Year Fixed and 5 Year Variable
Amortization: Up to 30 years Conventional and 25 Years Insured
Loan to Value: Up to 80% Conventional or 95% Insured
Prepayment: 20% Lump Sum Payment and 20% Increased Payments
Complete the Online Application or Contact Our Team to Discuss Your Mortgage Financing Needs