TD Canada Trust Mortgage Rates

TD Canada Trust is TD Bank Group’s customer-focused personal and small business banking business. Serving more than 13 million customers nationally, TD Canada Trust provides a full range of financial products and services through its retail branch network, mobile app, telephone, Internet banking, and ‘TD Green Machine’ automated banking machines.

Headquartered in Toronto, Canada, with more than 80,000 employees in offices around the world, The Toronto-Dominion Bank and its subsidiaries are collectively known as TD Bank Group. TD offers a full range of financial products and services to more than 25 million customers worldwide.

TD Canada Trust Mortgage Rates

TD Canada Trust mortgage rates include fixed and variable rates for a number of different lengths of terms and products including new purchases, first time home buyers, second home properties, investment or rental properties, and more.

TD Canada Trust Mortgage Products

  • Closed Fixed Rate Mortgages

  • Closed Variable Rate Mortgages

  • TD Home Equity FlexLine
  • 6 Month Short Term Convertible
  • 1 Year Open Mortgage Term

TD Canada Trust Mortgage Options

  • Payment Options: Weekly, Bi-Weekly, Semi-Monthly, and Monthly
  • Terms: 6 Month, 1, 2, 3, 4, 5, 6, 7 and 10 Year Fixed and 5 Year Variable
  • Amortization: Up to 30 years Conventional and 25 Years Insured
  • Loan to Value: Up to 80% Conventional or 95% Insured

  • Prepayment: 10% Lump Sum Payment, Skip a Payment and 1 Double Up Payment

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TD Canada Trust News

  • TD Posts Biggest Mortgage Rate Increase in Years

TD Posts Biggest Mortgage Rate Increase in Years

April 27th, 2018|0 Comments

Toronto-Dominion Bank has lifted its posted rate for five-year fixed mortgages by 45 basis points to 5.59 percent as government bond yields touched their highest levels since 2011 this week. “It’s a big move, the biggest move in years,” said Rob McLister, founder of, a mortgage comparison website. “There’s a lot of reasons why that could be -- maybe they’re taking a position on rates going forward, which is [...]

  • Canada's Big 5 Banks All Raise Interest Rates

Canada’s Big 5 Banks All Raise Interest Rates

September 11th, 2017|0 Comments

Bank of Montreal, CIBC, Royal Bank of Canada, TD Bank and Scotiabank all announced they are raising their prime lending rate to 3.2 per cent, from 2.95 per cent, increasing rates by the same 0.25 percentage points as the Bank of Canada. Borrowers who have variable rate mortgages will feel the impact immediately, with more of their payments going to cover interest. And in the longer term, those looking [...]

  • TD Canada Trust Posts Strongest Earnings

TD Canada Trust Posts Strongest Earnings

August 31st, 2017|0 Comments

Toronto Dominion Bank posted earnings which beat forecasts by a bigger margin than its rivals in a quarter which has seen Canada's top six lenders outperform market expectations. Shares in TD, the country's second-biggest bank, rose 3 percent to $64.90 and were on track to post its biggest percentage daily gain in more than 1-1/2 years. The bank reported earnings per share, excluding one-off items, rose to C$1.51 from C$1.27 [...]