Welcome to Lowest Rate Canada

Welcome to
Lowest Rate Canada

We Provide Canadians the Lowest Mortgage Rates from Coast to Coast

Canada’s Top Mortgage Brokers Serving Canadians Coast to Coast

Lowest Rate Canada is dedicated to helping Canadians secure the best mortgage rates and terms available in the market. With a strong network of brokers and lenders and a commitment to personalized service, Lowest Rate Canada offers expert guidance to both first-time homebuyers and experienced homeowners. We find tailored mortgage solutions that fit each client’s unique financial situation, ensuring they receive the lowest rates and the most favorable mortgage options to achieve their homeownership goals.

Mortgage
Pre-Approval

The first step in the home buying process is to obtain a preapproval.

Quick Online Approval

Lowest Rates Guaranteed

120 Day Rate Hold

First Time
Home Buyer

We help Canadians get qualified at best rates to buy their first home.

Best Rates Guaranteed

Easy Online Approval

RRSP Down Payments

Mortgage
Refinance

Learn how refinancing your mortgage can save you thousands of dollars.

Consolidate Your Debts

Lower Your Payments

Lower Interest Rates

Mortgage
Renewal

Find the best mortgage rates available for your next mortgage renewal.

Find the Best Rate

Easy Qualification

Lower Your Payments

Lowest Mortgage Rates in Canada

We guarantee to get you the lowest mortgage rate from over 40 lenders across Canada!

***Rates are subject to change at anytime and restrictions may apply. Contact our mortgage experts for the most up-to-date rates.***

Canada’s Top Mortgage Lenders

Compare mortgage rates offered by Canada’s top mortgage lenders and banks.

ATB Financial Mortgage Rates
BMO Mortgage Rates
B2B Bank Mortgage Rates
Canadian Western Bank Mortgage Rates
CIBC Mortgage Rates
CMLS Financial Mortgage Rates
Conexus Credit Union Mortgage Rates
Equitable Bank Mortgage Rates
First National Financial Mortgage Rates
Home Trust Mortgage Rates
HSBC Mortgage Rates
ICICI Bank Mortgage Rates
Investors Group Mortgage Rates
Laurentian Bank Mortgage Rates
Marathon Mortgage Rates
Lendwise Mortgage Rates
MCAP Mortgage Rates
Merix Mortgage Rates
National Bank Mortgage Rates
Optimum Mortgage Rates
RBC Royal Bank Mortgage Rates
RFA Mortgage Rates
RMG Mortgage Rates
Scotiabank Mortgage Rates
Simplii Financial Mortgage Rates
Tangerine Mortgage Rates
TD Canada Trust Mortgage Rates
Vancity Mortgage Rates

British Columbia
Mortgages

Alberta
Mortgages

Saskatchewan
Mortgages

Manitoba
Mortgages

Ontario
Mortgages

Quebec
Mortgages

New Brunswick
Mortgages

Prince Edward Island
Mortgages

Nova Scotia
Mortgages

Newfoundland
Mortgages

Canada Mortgage and Real Estate News

Read our latest market updates and news articles for Canadian Mortgages and Real Estate.

  • The September BoC Pivot: What Happens If They Actually Cut After 7 Holds?

    August 17th, 2026
  • The Condo Correction is Here : Why Toronto and Vancouver Investors Are Dumping Units

    August 12th, 2026
  • CREA Just Slashed Its 2026 Forecast : What the Summer Reality Check Means for Buyers

    August 7th, 2026
  • Good News for Once : Why Some 2026 Renewals Are Actually Getting Cheaper

    August 2nd, 2026
  • Canada’s Two Housing Markets: Where Prices Are Crashing vs. Surging

    July 28th, 2026
  • Your 120-Day Renewal Countdown: Don’t Sleep on This

    July 23rd, 2026
  • Buyer’s Market is Back, Summer 2026 Edition

    July 18th, 2026
  • Bank of Canada July 2026: What the Rate Decision Means for Your Mortgage

    July 13th, 2026
  • Fixed vs. Variable in July 2026: The 1% Gap That’s Changing How Canadians Choose

    July 8th, 2026