Optimum Mortgage Rates

Optimum Mortgage is a full service lender, providing personalized borrowing solutions that will meet your needs. They offer a variety of products, including flexible alternative solutions for clients who may not fit within traditional guidelines. Optimum Mortgage is a division of Canadian Western Trust Company collectively offering services in the areas of banking, trust and wealth management.

They work hard to develop a range of mortgage products that satisfy all of your needs. That’s why all of their mortgages come with a number of features to help you pay your mortgage down faster, including prepayment privileges, accelerated payment frequencies, portability options and blend and extend options.

Optimum Mortgage Rates

Optimum mortgage rates include fixed and variable rates for a number of different lengths of terms and products including new purchases, first time home buyers, refinancing and debt consolidation and mortgage renewals.

Optimum Mortgage Products

  • Closed Fixed Rate Mortgages
  • Closed Variable Rate Mortgages
  • Homeworks Home Equity Line of Credit
  • Rental Property Mortgages
  • Renewals and Transfers

Optimum Mortgage Options

  • Payment Options: Weekly, Bi-Weekly, Semi-Monthly, and Monthly
  • Terms: 1, 2, 3, 4 and 5 Year Fixed and 5 Year Variable
  • Amortization: Up to 30 years Conventional and 25 Years Insured
  • Loan to Value: Up to 80% Conventional or 95% Insured

  • Prepayment: 20% Lump Sum Payment and 20% Increased Payments

Mortgage Inquiry

Complete the Online Application or Contact Our Team to Discuss Your Mortgage Financing Needs

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Toll Free

Toll Free: 1-800-770-7075


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