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Canada’s Lowest Mortgage Rates by Bank
On a daily basis, we survey Canadian mortgage banks and lenders for their best mortgage rates and mortgage terms. Our team of mortgage brokers have access to over 40 lending institutions including some of the most respected chartered banks, trust companies, credit unions, and private lenders in Canada. With this network of mortgage lenders, our mortgage broker partners are able to offer the lowest mortgage rates in every city across Canada.
Search Mortgage Rates From Over 30 Lenders
| Financial Institution | Variable Rate | 1 Year Fixed | 2 Year Fixed | 3 Year Fixed | 4 Year Fixed | 5 Year Fixed | 7 Year Fixed | 10 Year Fixed |
|---|---|---|---|---|---|---|---|---|
| ATB Financial | 5.70% | 6.39% | 5.69% | 4.69% | 4.94% | 4.44% | N/A | N/A |
| B2B Bank | 5.55% | 6.49% | 5.94% | 4.79% | 4.64% | 4.44% | N/A | N/A |
| Bank of Montreal | 5.95% | 7.74% | 7.34% | 6.95% | 6.74% | 6.79% | N/A | N/A |
| Canadian Western Bank | 6.20% | 6.74% | 6.24% | 5.24% | 5.24% | 4.84% | N/A | N/A |
| Canadiana Financial | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Vancity | 5.95% | 6.69% | 5.99% | 4.49% | 4.39% | 4.29% | 5.70% | 6.89% |
| CIBC | 6.45% | 7.24% | 6.99% | 6.99% | 6.74% | 6.84% | N/A | N/A |
| CMLS Financial | 5.50% | N/A | N/A | 4.84% | 4.69% | 4.64% | N/A | N/A |
| Equitable Bank | N/A | 7.44% | 6.44% | 5.29% | 5.69% | 4.94% | N/A | N/A |
| First National Financial | 5.50% | 7.35% | 6.35% | 4.84% | 4.69% | 4.69% | N/A | N/A |
| Home Trust | 5.80% | 7.35% | 6.52% | 5.24% | 5.67% | 4.79% | N/A | N/A |
| HSBC | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| ICICI Bank | 7.80% | 8.59% | 8.39% | 8.09% | 7.99% | 7.89% | N/A | N/A |
| Investors Group | 5.60% | 7.64% | 7.19% | 4.89% | 6.64% | 4.64% | 6.95% | 7.29% |
| Laurentian Bank | 6.45% | 7.74% | 7.29% | 6.89% | 6.69% | 6.74% | N/A | N/A |
| Lendwise | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Manulife Bank | 6.45% | 7.59% | 6.74% | 5.59% | 5.54% | 5.49% | N/A | N/A |
| MCAP | 5.60% | 7.44% | 7.14% | 4.89% | 4.69% | 4.69% | N/A | N/A |
| Merix Financial | 5.55% | 7.44% | 7.14% | 4.89% | 4.69% | 4.69% | N/A | N/A |
| National Bank of Canada | 6.45% | 7.64% | 7.14% | 6.74% | 6.54% | 6.59% | N/A | N/A |
| Optimum Mortgage | 7.30% | 6.34% | 6.19% | 6.09% | 5.99% | N/A | N/A | N/A |
| Simplii Financial | 5.95% | N/A | 5.99% | 5.24% | 5.09% | 5.14% | N/A | N/A |
| RMG Mortgages | 5.55% | 7.44% | 7.14% | 4.84% | 4.69% | 4.64% | N/A | N/A |
| Royal Bank of Canada | 6.45% | 7.74% | 7.34% | 6.75% | 6.54% | 6.59% | N/A | N/A |
| Scotiabank | 5.80% | 6.69% | 5.99% | 5.04% | 5.04% | 4.89% | N/A | N/A |
| RFA | 5.55% | 7.44% | 5.19% | 4.84% | 4.69% | 4.64% | N/A | N/A |
| Tangerine | 6.45% | 6.99% | 6.09% | 5.14% | 5.14% | 4.99% | N/A | N/A |
| TCU | 5.95% | 6.49% | 5.99% | 5.09% | 4.99% | 4.95% | 5.49% | N/A |
| TD Canada Trust | 5.64% | 6.93% | 6.02% | 5.00% | 5.12% | 4.69% | N/A | N/A |
| Affinity Credit Union | 6.10% | 7.64% | 7.19% | 6.74% | 6.69% | 6.59% | 6.84% | N/A |
| Marathon Mortgage | 5.50% | N/A | 5.59% | 4.99% | 5.19% | 4.59% | N/A | N/A |
| Conexus Credit Union | 5.55% | 6.74% | 6.24% | 5.24% | 5.19% | 4.94% | N/A | N/A |
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