MCAP is one of Canada’s largest independent mortgage financing companies, with over $63 billion in assets under administration. The company operates in two key lines of business, residential mortgages and commercial mortgages & development finance.
Comprised of 700 employees in 9 offices, MCAP originates, securitizes, trades and services mortgages across Canada. With a stable of more than 25 institutional investors and over 225,000 mortgage loans across Canada, MCAP has the flexibility and expertise to create innovative financial products to match the needs of both borrowers and investors. MCAP truly means “One Stop Shopping” for all aspects of real estate lending.
MCAP Mortgage Rates
MCAP mortgage rates include fixed and variable rates for a number of different lengths of terms and products including new purchases, first time home buyers, second home properties, investment or rental properties, and much more.
1 Year Fixed
2 Year Fixed
3 Year Fixed
4 Year Fixed
5 Year Fixed
7 Year Fixed
10 Year Fixed
MCAP Mortgage Products
MCAP Value Flex Mortgage
1-10 Year Closed Fixed Rate Mortgage
VIP M-Power Variable Rate Mortgage
Home Account Line of Credit
6 Month Convertible Fixed Rate Mortgage
MCAP Mortgage Options
Payment Options: Weekly, Bi-Weekly, Semi-Monthly, and Monthly
Terms: 6 Month, 1, 2, 3, 4, 5, 7 and 10 Year Fixed and 5 Year Variable
Amortization: Up to 30 years Conventional and 25 Years Insured
Loan to Value: Up to 80% Conventional or 95% Insured
Prepayment: 20% Lump Sum Payment and 20% Payment Increase
Complete the Online Application or Contact Our Team to Discuss Your Mortgage Financing Needs