Canada Mortgage Rates

We Find the Lowest Mortgage Rates in Canada

Lowest Rate Canada is dedicated to helping Canadians find the lowest mortgage rates available in the market. By comparing rates from various lenders, including major banks, credit unions, and private lenders, Lowest Rate Canada ensures that homebuyers and homeowners in Canada get access to the most competitive rates tailored to their financial needs. Whether you’re a first-time buyer, renewing your mortgage, or exploring refinancing options, Lowest Rate Canada simplifies the process, saving you time and money by presenting the best mortgage rates in Canada, all in one convenient place.

***Rates are subject to change at anytime and restrictions may apply. Contact our mortgage experts for the most up-to-date rates.***

Mortgage Rates
by Bank

Search mortgage rates from over 40 major banks and lenders in Canada.

Fixed
Mortgage Rates

Compare the lowest fixed mortgage rates with every lender in Canada.

Variable
Mortgage Rates

Compare the lowest variable mortgage rates with every lender in Canada.

Commercial
Mortgage Rates

Compare commercial mortgage rates from over 30 banks across Canada.

Mortgage Rates
by Province

Find the lowest mortgage rates available in your home province.

Bank of Canada
Rates

The BoC is the nation’s central bank responsible for Canada’s monetary policy.

Canada’s Top Mortgage Lenders

Compare mortgage rates offered by Canada’s top mortgage lenders and banks.

ATB Financial Mortgage Rates
BMO Mortgage Rates
B2B Bank Mortgage Rates
Canadian Western Bank Mortgage Rates
CIBC Mortgage Rates
CMLS Financial Mortgage Rates
Conexus Credit Union Mortgage Rates
Equitable Bank Mortgage Rates
First National Financial Mortgage Rates
Home Trust Mortgage Rates
HSBC Mortgage Rates
ICICI Bank Mortgage Rates
Investors Group Mortgage Rates
Laurentian Bank Mortgage Rates
Marathon Mortgage Rates
Lendwise Mortgage Rates
MCAP Mortgage Rates
Merix Mortgage Rates
National Bank Mortgage Rates
Optimum Mortgage Rates
RBC Royal Bank Mortgage Rates
RFA Mortgage Rates
RMG Mortgage Rates
Scotiabank Mortgage Rates
Simplii Financial Mortgage Rates
Tangerine Mortgage Rates
TD Canada Trust Mortgage Rates
Vancity Mortgage Rates

Find the Lowest Mortgage Rates in Your Province

Click on our interactive map to choose your province and find the lowest mortgage rates offered by all mortgage banks and lenders available in your province.

  • Lowest Mortgage Rates in Canada
  • Access to over 40 Banks and Lenders Across Canada
  • Residential and Commercial Mortgage Products
  • Fixed Rates, Variable Rates, HELOC’s and Interest Only
  • We Handle All Rate Negotiations For You!