Welcome to Lowest Rate Canada

Welcome to
Lowest Rate Canada

We Provide Canadians the Lowest Mortgage Rates from Coast to Coast

Canada’s Top Mortgage Brokers Serving Canadians Coast to Coast

Lowest Rate Canada is dedicated to helping Canadians secure the best mortgage rates and terms available in the market. With a strong network of brokers and lenders and a commitment to personalized service, Lowest Rate Canada offers expert guidance to both first-time homebuyers and experienced homeowners. We find tailored mortgage solutions that fit each client’s unique financial situation, ensuring they receive the lowest rates and the most favorable mortgage options to achieve their homeownership goals.

Mortgage
Pre-Approval

The first step in the home buying process is to obtain a preapproval.

Quick Online Approval

Lowest Rates Guaranteed

120 Day Rate Hold

First Time
Home Buyer

We help Canadians get qualified at best rates to buy their first home.

Best Rates Guaranteed

Easy Online Approval

RRSP Down Payments

Mortgage
Refinance

Learn how refinancing your mortgage can save you thousands of dollars.

Consolidate Your Debts

Lower Your Payments

Lower Interest Rates

Mortgage
Renewal

Find the best mortgage rates available for your next mortgage renewal.

Find the Best Rate

Easy Qualification

Lower Your Payments

Lowest Mortgage Rates in Canada

We guarantee to get you the lowest mortgage rate from over 40 lenders across Canada!

***Rates are subject to change at anytime and restrictions may apply. Contact our mortgage experts for the most up-to-date rates.***

Canada’s Top Mortgage Lenders

Compare mortgage rates offered by Canada’s top mortgage lenders and banks.

ATB Financial Mortgage Rates
BMO Mortgage Rates
B2B Bank Mortgage Rates
Canadian Western Bank Mortgage Rates
CIBC Mortgage Rates
CMLS Financial Mortgage Rates
Conexus Credit Union Mortgage Rates
Equitable Bank Mortgage Rates
First National Financial Mortgage Rates
Home Trust Mortgage Rates
HSBC Mortgage Rates
ICICI Bank Mortgage Rates
Investors Group Mortgage Rates
Laurentian Bank Mortgage Rates
Marathon Mortgage Rates
Lendwise Mortgage Rates
MCAP Mortgage Rates
Merix Mortgage Rates
National Bank Mortgage Rates
Optimum Mortgage Rates
RBC Royal Bank Mortgage Rates
RFA Mortgage Rates
RMG Mortgage Rates
Scotiabank Mortgage Rates
Simplii Financial Mortgage Rates
Tangerine Mortgage Rates
TD Canada Trust Mortgage Rates
Vancity Mortgage Rates

British Columbia
Mortgages

Alberta
Mortgages

Saskatchewan
Mortgages

Manitoba
Mortgages

Ontario
Mortgages

Quebec
Mortgages

New Brunswick
Mortgages

Prince Edward Island
Mortgages

Nova Scotia
Mortgages

Newfoundland
Mortgages

Canada Mortgage and Real Estate News

Read our latest market updates and news articles for Canadian Mortgages and Real Estate.

  • Where $500,000 Still Buys a Home in Canada: The 2026 City-by-City Affordability Map

    October 1st, 2026

  • 4 Straight Months of Rising Sales: Is Canada’s Housing Market Finally Turning the Corner?

    September 26th, 2026

  • The Trade War Is Quietly Raising Your Mortgage Costs : 5 Ways to Protect Your Rate Before October

    September 21st, 2026

  • Fixed vs. Variable in September 2026: Which One Should You Lock Before the BoC Decision?

    September 16th, 2026

  • BoC Held at 2.25% Again : Here’s What the September 2026 Decision Means for Your Mortgage Renewal

    September 11th, 2026

  • Self-Employed? Your Tax Return Isn’t the Only Proof of Income : How B Lenders Can Help

    September 6th, 2026

  • First-Time Home Buyer in Canada? Here’s Your August 2026 Reality Check

    September 1st, 2026

  • Looking For the Lowest Mortgage Rates in Canada? Here Are 10 Things You Should Know

    August 27th, 2026

  • 7 Mistakes You’re Making with Your 2026 Mortgage Refinancing (and How to Fix Them)

    August 22nd, 2026